Motor Fleet Insurance is a single policy, covering a number of vehicles – normally 4 upwards (although some insurers will allow a Fleet of less than 4 vehicles)

Fleets can consist of:

   • Commercial Vehicles

   • Cars

   • Special Type Vehicles (i.e Forklift Trucks etc)


Some policies may have an age limitation – i.e 21/25/30, although some insurers may agree to either remove this restriction or possibly specify a younger driver(s).

co Whereas individual vehicle policies have more potential for premium spikes because of the No Claims Discount system, Fleet policies tend to have more stable and predictable premiums, particularly in respect of larger fleets.

Fleet Insurance policies help provide a common renewal date and a more consistent level of cover across the various vehicles.

Some insurers will agree to include director-owned vehicles on the policy.